Can't Obtain Cheap Auto Quotes With No Proof Of Insurance In Florida
People living in Florida cannot drive around without an auto insurance policy, as having one is required by the state. Many tourists visit Florida because of the many holiday destinations located here, however if you are driving into the state without a car insurance policy, then you might be looking for trouble. Every car that is registered in this state is mandated to have one driver that is insured.
The minimum requirement for Florida no fault insurance coverage is at least $10,000 for PIP or personal injury protection. Florida is a no-fault state, which means that the auto insurance company will cover the driver’s medical expenses brought about by the accident. A minimum coverage of $10,000 for property damage liability is also required, which covers the cost of having the other car repaired. Individuals can always opt to buy more coverage if they find it necessary. When you are caught with no proof of insurance in Florida, you will have to pay hefty fines plus other consequences, which includes receiving a ticket.
In addition to that, you must only purchase a car insurance policy from a provider that the Florida Department of Insurance approves of. Make sure that you keep the proof of insurance inside your car all the time. You should be able to show your insurance card to police officers in case of a traffic stop; otherwise you will receive a ticket for no proof of insurance in Florida.
What are the consequences or penalties for driving without auto insurance in this state? First, the Department of Highway Safety and Motor Vehicles can suspend your driving license, vehicle tag, and car registration. This would only be revoked after three years, unless you show a proof of insurance prior to that. You will also need to pay a fine in order to have your licensed reinstated, the amount of which ranges from $150 up to $500, depending on your other violations. As you may already have noticed, this is a very costly and time consuming situation to be in. That’s why it is important to just go ahead and get an auto insurance policy right from the very start to avoid this kind of hassle and additional expense.
You do not have to get caught with no proof of insurance. There are many ways you can obtain cheap auto insurance quotes and be able to comply with the state requirement. That way, you can drive with peace of mind knowing that you are covered in case you get involved in an accident.
