Cheap Auto Insurance Quotes In California
When it comes to automobile insurance, every driver and situation is unique. Everyone’s automobile insurance needs vary substantially, but every driver needs to locate the most affordable insurance with a solid and reputable insurer. Finding cheap auto insurance in California is achievable for almost anyone.
With the numerous auto insurance carriers in CA, finding the right one for you will take a certain amount of your time; however, spending several hours delving into the insurance market may save you hundreds of dollars on your car insurance.
Let’s take some examples of insurance premium rates for 4 groups of people and see what the highest and lowest auto insurance quotes are for these groups. All of the numbers are only estimates because the information you would provide to insurers would be much more detailed. We are not recommending any auto insurance carrier, because every company provides different quotes to different people. This is just to show the wide range of quotes that are offered on the market. Hopefully, these examples will help you understand the need for comparison shopping when looking for cheap auto insurance, if you really want to find cheap auto insurance.
We are going to compare the minimum required auto insurance in California for our example. The minimum type of coverage here is liability and the minimum amounts are 15/30/5, in thousands.
Group 1:
Female driver living in Los Angeles – Van Nuys; no accidents or violations; drives 10,000 miles or less per year; has been licensed between 3-5 years.
The highest quote we obtained was: $2,047 – Hartford.
The lowest quote we obtained was: $ 870 – Wawanesa.
Difference between the highest and lowest quote: $1,170.
Group 2:
Male driver living in Los Angeles – Van Nuys; no accidents or violations; drives 10,000 miles or less per year; has been licensed between 3-5 years.
The highest quote we obtained was: $2,563 – State Farm.
The lowest quote we obtained was: $ 870 – Wawanesa.
Difference between the highest and lowest quote: $1,693.
Group 3:
Married couple living in Los Angeles – Van Nuys; no accidents or violations; drives 10,000 miles or less per year; has been licensed between 3-5 years.
The highest quote we obtained was: $5,062 – Kemper.
The lowest quote we obtained was: $ 1,199 – Victoria Fire.
Difference between the highest and lowest quote: $3,369.
Group 4:
Married senior couple living in Los Angeles – Van Nuys; no accidents or violations; drives 7,000 miles or less per year; has been licensed for 40 years plus.
The highest quote we obtained was: $4,116 – Kemper.
The lowest quote we obtained was: $ 684 – Wawanesa.
Difference between the highest and lowest quote: $3,432.
The above examples show the different pricing that different insurers charge for liability-only auto insurance. Again, this is not as detailed as it would be for an actual driver looking for auto insurance in California. Our suggestion is to do your own research for the best rates available to you. Online auto insurance websites are a great way of finding rates designed personally for you; the quotes are usually returned instantly on-site or by email.
