Cheap Auto Insurance Quotes In Pennsylvania

Compared to the majority of U.S. states, car insurance is expensive in Pennsylvania. However, compared to the majority of states that border PA, this state could be considered as a cheap auto insurance haven. Following we will compare Pennsylvania and its neighboring states in regard to car insurance, as well as give advice on how you can find cheap auto insurance in Pennsylvania.

Here is a comparison of auto insurance costs and requirements in PA to those in NY, NJ, DE, MD, WV, and OH:

• PA: In Pennsylvania, motorists are required to purchase liability insurance (15/30/5) plus personal injury protection (PIP). Pennsylvania is a choice/no-fault state. The average cost of automobile insurance in PA is $1,772. PA is the 19th most expensive state by the average cost of living and 11th by population density.
• NJ: In New Jersey, motorists are required to purchase liability insurance (15/30/5), personal injury protection, and uninsured motorist coverage. New Jersey is a choice/no-fault state. The average cost of automobile insurance in NJ is $2,477. NJ is the 6th most expensive state by the average cost of living and 2nd by population density.
• NY: In New York, motorists are required to purchase liability insurance (25/50/10), personal injury protection, uninsured motorist coverage, plus wrongful death coverage (50/100). New York is a no-fault state. The average cost of automobile insurance in NY is $2,325. NY is the 5th most expensive state by the average cost of living and 7th by population density.
• DE: In Delaware, motorists are required to purchase liability insurance (15/30/10) plus personal injury protection. Delaware is a Tort add-on state. The average cost of automobile insurance in DE is $2,191. DE is the 21st most expensive state by the average cost of living and 8th by population density.
• MD: In Maryland, motorists are required to purchase liability insurance (20/40/15), personal injury protection, and uninsured motorist coverage. Maryland is a Tort add-on state. The average cost of automobile insurance in MD is $2,171. MD is the 7th most expensive state by the average cost of living and 6th by population density.
• WV: In West Virginia, motorists are required to purchase liability insurance (20/40/10) plus uninsured motorist coverage. West Virginia is a tort state. The average cost of automobile insurance in WV is $1,830. WV is the 36th most expensive state by the average cost of living and 30th by population density.
• OH: In Ohio, motorists are only required to purchase liability insurance (12.5/25/7.5). Ohio is a Tort state. The average cost of automobile insurance in OH is $1,219. OH is the 37th most expensive state by the average cost of living and 10th by population density.

The cost of Pennsylvania auto insurance is the second lowest compared to the states that border it (Ohio is the lowest and New Jersey is the highest). Pennsylvania requires that drivers purchase some of the lowest amounts of liability compared to neighboring states (Ohio requires the least and New York the most).

To find cheap auto insurance quotes in PA, request quotes from each of the 176 auto insurance companies that operate here. If you do so, chances are that you will be amazed by your low rate.