Cheap Advanced Auto Insurance Quotes
Advanced Auto Insurance Network is a brokerage that sells insurance in the following states: Ohio, Oklahoma, Texas, and Kentucky. This agency is based in Canton, Ohio; they have been in business for over 20 years. This brokerage can shop at 30 auto insurance companies, including: Omni Insurance Group, Unitrin UCC, and Safeco Insurance. AAIN states that customer satisfaction and top-notch service are their main priorities.
AAIN can sell the following insurance types: auto, motorcycle, boat, ATV, homeowners, renters, annuities, and financial responsibilities. They can find the cheapest auto insurance quotes for preferred drivers, first-time buyers, young drivers, and high-risk drivers (with tickets, accidents, DUI, or a past suspended/expired/revoked driving license). They can sell SR-22’s. They can find auto insurance discounts for good students, military personnel, and married people.
You can purchase coverage from them instantly by phone. You can find toll-free phone numbers of their locations on their website. The actual address is stated only for their main office in OH. Their main office works Monday thru Saturday, and is closed Sunday. If you don’t feel like talking with them on the phone or visiting them, you can fill out their online quote request form instead.
Here’s what has to be filled out into their quote request form: your name, address, contact information, sex, birth date, driver’s license number, SS number, marital status, vehicle information (VIN, year, make, and model), citations or accidents, desired coverage types and limits, and current policy information (policy number, carrier’s name, effective dates, and monthly premium). Soon after you fill out this firm, you will be contacted by AAIN with the information regarding your quotes from the carriers they work with. What coverage types/amounts would you need to specify in their form? This depends on the requirements in your state, as well as your personal preference. Let’s take a look at the required coverage types/amounts in Ohio, Oklahoma, Texas, and Kentucky.
Ohio, Oklahoma, and Texas are Tort states that require motorists to purchase only liability insurance (bodily injury and property damage). In Ohio, the required limits are: 12.5/25/7.5. In Oklahoma, the required limits are 25/50/25. In Texas, the required limits are: 30/60/30. The state of Kentucky is a no-fault state, and thus it requires purchasing personal injury protection in addition to liability insurance. The liability insurance minimums in the state of Kentucky are: 25/50/10.
Many people choose to purchase more coverage than what’s required by their state, as well as purchase additional coverage types, such as uninsured motorist (bodily injury and/or property damage), underinsured motorist (bodily injury and/or property damage), collision, comprehensive, medical payments, rental coverage, towing, and others.
Knowing the requirements of your state, you can decide whether they are adequate for your protection. If you believe that the state minimums are too narrow or too low for your protection, you can add other coverage types to your policy or raise the limits.
To conclude: AAIN is a skilled brokerage, but they are only a brokerage. Working with a broker means limiting your choice to the cheap auto insurance companies they can sell policies from. If you want more choice, consider shopping for insurance rates on your own.
